We have many mortgage programs to suit your needs!
Besides the traditional full documentation loan
for prime credit borrowers, we also have several unique programs such as:
NIV - No Income Verification - State your income.
The lender does not verify the income. No W2s, No Tax Returns, No 4506's.
NAV - No Assset Verification - State your assets.
The lender does not verify the assets. No bank statements, brokerage statements, mutual fund statements etc.
NID - No Income Disclosure - Don't
even state your income!
NAD - No Asset Disclosure - Don't even state your
assets!
There are several combinations of the above such as NIV/NAV
and NID/NAV.
We also have NID/NAD/NED - No Income, No Asset,
No Employment Verification loans. A true NO DOCUMENTATION Loan!
In addition, we have Home Equity Lines of Credit
for both full documentation and NIV at prime minus 0.25% for good credit.
Below is a matrix of our available luxury and high loan-to-value (LTV) mortgages.